“Whatever Fortune Brings”
Bernald D. Cenizal
Fortune lobsters and passion, that’s what perhaps led Bernald D. Cenizal, a resident of Sahud-Ulan, Tanza, Cavite, to be the privileged person he is right now. It all started when he embarked on breeding fortune lobsters in 1997 with a capital of Php150,000.00 and became a supplier of lobsters to different pet shops, one of which is Bio-Reaseach, a nationwide-known pet shop. Bernie was a regular Microfinance client of Bangko Mabuhay-Bacoor Branch. In order for him to produce cages that met the standards of Bio-Research, he applied for a substantial amount, and was granted under Small & Medium Enterprise Loan of Bangko Mabuhay. In 2001, he finally opened his first pet shop at Evangelista St. Mabolo I, Bacoor, Cavite.
At present, he owns 11 branches and a fabrication site. Joy Joy Pet Shop Corporation has now become a major supplier of cages (dogs, birds, etc), aquariums and a variety of accessories and feeds for pets in Southern Luzon.
The famed Tapsihan found in the heart of General Trias, Cavite, all started outwith a capital of not more than Five Thousand Pesos. How it all happened? As narrated by Benedicto Cambel himself, is a story he will always savor, so is the taste of his home-made recipe.
When he was a kid, he was already exposed in this kind of business because his family owns a small meat shop. In 2007, he opened his own meat shop with the help of his brother. Mrs. Cambel is a great cook herself, so the couple decided to put up another business. They used their first proceeds from Bangko Mabuhay to operate a space for Eatery in General Trias Public Market. The success of these two establishments did not stop the pair from opening another “Snack Haus” just outside the Public Market. Bangko Mabuhay was more than pleased to grant them additional financing seeing that they were nearly at the pinnacle of their success. General Trias is known for several Tapsihans, but they had the upper hand of course—the meat sold in their Tapsihan is their very own, marinated and processed by Mr. Cambel himself, fresh from their meat shop; both spouses are recognized as top meat dealer and processed food sellers in Cavite; all three stores are running seven days a week and the location isa market itself especially during Sundays where people just stop and eat for their appetizingly grilled Barbecue.
From a small capital to a better opportunity, the couple enjoys looking back andinto the future. Aside from their residential house, they purchased a 4-Door Apartment in San Juan, General Trias for additional profits, and they are planning to add one more to their name. They maintain a good relationship with the bank even up to now with their latest venture. The bank has granted them funding as a starting point to their daughter’scareer who’s opening a coffee shop in Baguio.
Renante F. De Guzman
Renante De Guzman, who once worked as a hairdresser in Bahrain for two years, dreamed of having his own salon that would cater to all types of women, above all those who are in a state of “paranoia” yearning to have a lavish do-over. Hence the business name was coined.
Mr. De Guzman, a simple yet business minded individual from Dagupan, owned a small beauty parlor in his hometown for twelve years when he decided to go abroad. When he returned to the Philippines in 2011 of October, he trusted his hard-earned money in putting up a salon in Pala-Pala, Dasmariñas City. Business was doing well,until one day, he had this whole new idea that would bring him closer to fulfilling his visions. He met one officer of Bangko Mabuhay and gave him an unlikely positive perspective about credit.
The bank provided him the financial resource necessary for his expansion. On 2013, He instantly opened three branches in San Agustin I, Dasmariñas City, one in Silang and the biggest thus far in Lemery, Batangas about an area of a hundred squaremeters. His plan is to launch three branches a year. At the beginning of 2014, he inaugurated his most recent salon in Sta. Rosa, Laguna. Next in line is General Trias and Trece Martires City. Hard-work, determination and good investment lead him to where he is now.
“First Class Flavor from Cavite”
Reynante J. Santillan
Pat & Kat Chicharon, a famous special chicharon baboy, was born in the home of Mr. and Mrs. Reynante J. Santillan of Amaya VII, Tanza, Cavite. It was specially ordered by the friends of the couple, often to be enjoyed as their ‘pulutan’. When the couple saw the opportunity in this, they sought the help of Bangko Mabuhay; and the firm, seeing the promising future of the proposed business, provided the couple the capital they would need to start. From then on, Pat & Kat Chicharon has been a constant client of Bangko Mabuhay.
The business boomed, capturing the taste of everyone, even the eyes of the Department of Trade and Industries. They were invited to seminars and expos, and later became a supplier of ‘Pasalubong’ goods around Tagaytay, Dasmariñas City, and other places.